One late paycheck - What would it do to you?
Many people do not have to imagine.
Unfortunately it is a regular occurrence for salary payments to be unavailable to workers at the agreed date.
Whether this is because of your employer's incompetence,
untrustworthy character or reasonably unforeseeable circumstances is irrelevant.
Even if it is an honest mistake that only happens once due to a completely
understandable banking error the effects are still the same.
As a matter of fact it is likely that it has already happened to you!
The funding that you were counting on was not on time and you were put in a position
where you had to choose what you could do without until you could afford it all.
Yes it is a part of life for most people but who actually wants to live like this?
Anyone would avoid that feeling of borrowing till payday if they could,
so why is it still so common to the majority of the population?
Most people just do not know how to manage money or have the
financial education to get themselves out of the cycle.
One late paycheck vs one missed paycheck
If you have a regular J.O.B. you most likely fall into the category that it spells (Just Over Broke).
This means you have expenses every month that cannot be paid without your paycheck.
Again, this is the normal state of affairs.
If you have problems coping with a late paycheck, missing one would be a catastrophe.
This is what employers count on to keep you under their control.
If you do not learn better money management, this will go on for your entire life.
While I do understand that your resources are limited,
it is quite possible that your spending habits play a part in how tight your budget is.
I can accept that life would go crazy if you miss a paycheck but a late paycheck should not cause havoc,
especially since it can be an honest mistake or one off occurrence.
Search for a better source of income that your regular paycheck.
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